Buyer Resources

Discover a wealth of valuable resources to guide you through every step of the home-buying process.

Home Buyer's Guide

Our comprehensive Home Buyer Guide is designed to provide you with all the essential information you need to navigate the home-buying process with confidence. Whether you're a first-time buyer or looking to upgrade, our step-by-step instructions, expert tips, and detailed checklists will help you make informed decisions and achieve your homeownership goals. 

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Budget Tracker

You already know, credit is a BIG deal when buying a home. It's an indicator to lenders about how likely you are to make timely payments on your mortgage loan. Grab a copy of my Budget Tracker — a tool I share with my buyer clients to ensure every dollar works hard for you! 

Go to Budget Tracker

Smart Homeownership: Plan Ahead for Repairs and Replacements

The one thing I always tell new homeowners? Budget for repairs and replacements!

Taking this advice early in homeownership can be a lifesaver down the road. Here are some notes I’ve shared with my buyers — I’ve updated it with life span estimates, 2024 replacement costs, and monthly savings goals.

 Life Span (Years)Replacement Cost (Average)Savings PlanDetails
Roof20$6,800–$19,400$20 - $40/month1
HVAC/Furnace15–20$7,500$10 - $30/month2
Wood Deck10–15$4,100–$11,700$20 - $50/month3
Washer/Dryer10–15$1,000–$2,300 (for set)$20 - $50/month4

Stashing funds away in a High-Yield Savings Account (HYSA) each month can give your savings an extra interest boost. Plus, platforms like Ally let you set up 'buckets' for each savings goal. Even if you can’t save for all of these at once, start a general home repair fund. 

Plus, I've created a tracker that will help you manage it all. Grab a copy of my Home Maintenance Tracker!
Nancy Dinshaw Real Estate Team

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Our goal is to serve our clients for the long term by educating, informing and sharing our expertise about the real estate market.
NANCY DINSHAW, Broker Associate
DRE# 01924283
19400 Stevens Creek Blvd, Ste 200
Cupertino, CA 95014
© 2021 NANCY DINSHAW ALL RIGHTS RESERVED. DRE# 01924283. RADIUS AGENT REALTY is a licensed Real Estate Broker and abides by equal housing opportunity laws. Website by Audacious Designs.
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